Moving Home Mortgage Advice
Whether you’re upgrading, downsizing or relocating, our team will make the move as smooth and stress-free as possible.
Thousands of deals available
Taking the stress out of finding a moving home mortgage
Moving house is stressful enough but factor in trying to find the perfect mortgage and it becomes even more anxiety-inducing. Things to consider include:
- Working out all the moving costs
- Are there any early repayment charges on your existing borrowing?
- Should you stick with your current lender or go elsewhere?
- Working out your affordability and lending levels for the new property
- Does the new property need any work?
- Getting an idea of mortgage rates Should you keep your current home as a buy-to-let and still purchase a property?
We are here to help. Whatever you choose to do, our team can offer expert, independent advice, ensuring you make fully informed decisions.
EXCELLENTBased on 66 reviewsHarrison Horncastle2024-04-03Hello, just wanted to say thank you to you and everyone in your team over these past few months and making this remortgage a stress free process. Thank you all so much would highly recommend and have already 👍Jenny Hills2024-03-15I have had to call Martin on a few occasions for advice and he is always willing to listen and help. Will be my first port of call when i am looking for a mortgage.Nichola Langley2023-12-22In what felt like a long search in finding the right home for us Martin, Toni and the team at Acquire Mortgages were always there for any help and advice when needed. Their guidance and advice has been exemplary throughout the whole process and made us feel we were in very safe hands during the purchase of our first house . Highly recommend.connor clarke2023-11-16Thank you so much for all the help, Martin and Toni were great at keeping up with current mortgage offers and found the best rate for us at the time. A Professional & knowledgeable service I’m more than glad I used as I am a first time buyer.Redtrev 72023-11-16Nothing but good things to say about Acquire Mortgages, and in particular Martin Turner and Toni Franklin. Martin is an advisor who actually listens, gives you the best advice/options available, but is flexible and will listen to any concerns that you might have, and will help you come to best option for your personal situation. Toni is very efficient and helpful on the admin side of things, a pleasure to deal with. It was certainly easier to deal with Acquire than my solicitors.Wioleta Maciolek2023-10-27Acquire Mortgages was recommended to me by a friend. Martin and his team went above and beyond in helping us secure our loan and getting our dream home. As a first time buyer I would strongly recommend Martin and his team to anyone looking to buy a house.Laura Dee2023-10-05Martin and the team were amazing from start to finish. I am a first time buyer and they were great in explaining everything in detail, always made time to have a call and found me the best and most suitable rate. Thank you Martin and team for your time and help through the whole process, much appreciatedDorel Sabou2023-09-19As first time buyers we had very little understanding of how to go about applying for a mortgage. Martin Turner and his team (Aquire Mortgages) was so helpful in cutting through all of the formalities. And also helping us to decide which mortgage would be best for us. As the process of finding the right house was very stressful, the process of choosing and applying for the mortgage and life cover has been so straight forward. All in all, thanks to Martin and his team the whole process it was all smooth! Thank you for guiding us through this so professionally and with real understanding.Ian Wright2023-09-05I was recommended Acquire Mortgages from a close friend as I need to remortgage in a few months time. I contacted Martin and had an initial discussion around my circumstances. I was impressed, as Martin listened closely and kept an open mind to all possibilities what with the interest rates very high currently. We moved quickly and during the process, Martin found a better rate with similar terms without me asking. I also worked with Toni for documentation and the lower level stuff. I now have a mortgage offer and if rates move we can open discussions on another deal. Very happy with the speed, communication and listening closely to what my requirements are. Thank you team.ben butcher2023-08-20Great communication from start to finish. Martin and the team at acquire went beyond theirselves to give me all the information I required. Being a first time buyer I had a lot of questions I needed answering and they were always willing to help. An added bonus is that they keep you on record and contact you 6 months before your mortgage renewal is due
Why choose us?
We remove the industry jargon and offer complete clarity. Our expert team keeps you fully informed at every step of your mortgage application, so you always know what is happening and why.
Personalised advice
Our transparent advice is tailored to your financial circumstances and investment goals.
Access to thousands of products
We have access to a wide range of products from a diverse panel of UK lenders.
Regulated by the FCA
Acquire Mortgages is regulated by the Financial Conduct Authority (FCA), ensuring that we always operate with integrity and transparency.
Hundreds of happy clients
We are committed to delivering value for our customers. Our track record speaks for itself.
How does the mortgage process work?
We will find the best mortgage quotes for your circumstances and budget, whether you’re a first time buyer, looking to move to a bigger home or you’re interested in a buy-to-let mortgage.
Get a quote
Fill in our contact form and a member of the Acquire Mortgages team will get back to you straight away.
Product search
After an initial consultation, we will find the perfect mortgage product for you.
Agreement in principle
We will arrange a mortgage agreement in principle, and tell you which documents you need to provide.
Application
When the paperwork is in hand, we will start preparing your mortgage application.
FAQs
What is the mortgage process?
When you contact us for mortgage advice, we’ll have an initial conversation to see what help you need. If we can assist, we’ll book an appointment and begin searching for the perfect mortgage product for your needs.
We’ll also arrange a mortgage agreement in principle for you. This is an important document you will need when purchasing any home.
Once you’ve provided documents to support your agreement in principle, we can start preparing your mortgage application!
Once your application is complete and approved by the lender, we will continue chasing it until a decision is made.
How long does a mortgage application take?
Once we submit the application, the average time it takes from application to offer, is around 2 to 6 weeks. It’s important to note that each circumstance is different.
Can I get a mortgage with bad credit?
Even with bad credit, it is still possible to acquire a mortgage for yourself. Some lenders will allow for bad credit, some lenders will ask for further evidence, but whatever the result. We can help due to the vast amount of lenders we have access too.
What is a decision in principle?
A Decision in Principle is an indication from your mortgage lender of how much they may be willing to lend you for your mortgage.
You should be getting a decision in principle before placing an offer to a home seller.
What is my affordability?
Most providers are willing to lend up to 4 – 4.5x your annual income. To get a more accurate figure, then speak to us to begin the process and get an exact figure.
Contact us
Please don’t hesitate to speak with us. No matter the question, we are happy to help!