acquire mortgages

Moving Home Mortgage Advice

Whether you’re upgrading, downsizing or relocating, our team will make the move as smooth and stress-free as possible.

Thousands of deals available

Taking the stress out of finding a moving home mortgage

Moving house is stressful enough but factor in trying to find the perfect mortgage and it becomes even more anxiety-inducing. Things to consider include: 

  • Working out all the  moving costs
  • Are there any  early repayment charges on your existing borrowing?
  • Should you stick with your current lender or go elsewhere? 
  • Working out your affordability and lending levels for the new property
  • Does the new property need any work?
  • Getting an idea of mortgage rates Should you keep your current home as a buy-to-let and still purchase a property?

We are here to help. Whatever you choose to do, our team can offer expert, independent advice, ensuring you make fully informed decisions. 

Why choose us?

We remove the industry jargon and offer complete clarity. Our expert team keeps you fully informed at every step of your mortgage application, so you always know what is happening and why.

Personalised advice

Our transparent advice is tailored to your financial circumstances and investment goals.

Access to thousands of products

We have access to a wide range of products from a diverse panel of UK lenders.

Regulated by the FCA

Acquire Mortgages is regulated by the Financial Conduct Authority (FCA), ensuring that we always operate with integrity and transparency.

Hundreds of happy clients

We are committed to delivering value for our customers. Our track record speaks for itself.

How does the mortgage process work?

We will find the best mortgage quotes for your circumstances and budget, whether you’re a first time buyer, looking to move to a bigger home or you’re interested in a buy-to-let mortgage.

Get a quote

Fill in our contact form and a member of the Acquire Mortgages team will get back to you straight away.

Product search

After an initial consultation, we will find the perfect mortgage product for you.

Agreement in principle

We will arrange a mortgage agreement in principle, and tell you which documents you need to provide.

Application

When the paperwork is in hand, we will start preparing your mortgage application.

FAQs

When you contact us for mortgage advice, we’ll have an initial conversation to see what help you need. If we can assist, we’ll book an appointment and begin searching for the perfect mortgage product for your needs.

We’ll also arrange a mortgage agreement in principle for you. This is an important document you will need when purchasing any home.

Once you’ve provided documents to support your agreement in principle, we can start preparing your mortgage application!

Once your application is complete and approved by the lender, we will continue chasing it until a decision is made.

Once we submit the application, the average time it takes from application to offer, is around 2 to 6 weeks. It’s important to note that each circumstance is different.

Even with bad credit, it is still possible to acquire a mortgage for yourself. Some lenders will allow for bad credit, some lenders will ask for further evidence, but whatever the result. We can help due to the vast amount of lenders we have access too.

A Decision in Principle is an indication from your mortgage lender of how much they may be willing to lend you for your mortgage.

You should be getting a decision in principle before placing an offer to a home seller.

Most providers are willing to lend up to 4 – 4.5x your annual income. To get a more accurate figure, then speak to us to begin the process and get an exact figure.

Contact us

Please don’t hesitate to speak with us. No matter the question, we are happy to help!