First Time Buyer Mortgage Advice

Buying a home for the first time is an exciting life event. We’re here to help guide you through the process.

Thousands of deals available

Taking the stress out of finding a mortgage

Being a first-time home buyer can take time, effort and a little perseverance! If you’re unsure what mortgage you’ll be able to get, confused by the terminology or simply don’t know where to start, the team at Acquire Mortgages can advise you every step of the way,.

Our expert team has years of experience helping first-time buyers just like you, and are happy to share their expertise, guidance and support.

This can range from looking for a mortgage product which fits your budget, to explaining how each of the different products work, through to advising which is the best fit for your personal circumstances. We offer free advice and support on what to expect during the purchasing process. We are often asked what the best way is to make an offer, what information should be provided to estate agents and when is the best time to provide this information, to name a few frequently-asked questions.

Download our First Time Buyer Guide

Get more comfortable with buying your first home by downloading our free guide.

     EXCELLENT  
     Based on 66 reviews 
    
 
 
   
 
 
        
   Harrison Horncastle 
 2024-04-03
 
 
  Hello, just wanted to say thank you to you and everyone in your team over these past few months and making this remortgage a stress free process. Thank you all so much would highly recommend and have already 👍
  
 
       
   Jenny Hills 
 2024-03-15
 
 
  I have had to call Martin on a few occasions for advice and he is always willing to listen and help. Will be my first port of call when i am looking for a mortgage.
  
 
       
   Nichola Langley 
 2023-12-22
 
 
  In what felt like a long search in finding the right home for us Martin, Toni and the team at Acquire Mortgages were always there for any help and advice when needed. Their guidance and advice has been exemplary throughout the whole process and made us feel we were in very safe hands during the purchase of our first house . Highly recommend.
  
 
       
   connor clarke 
 2023-11-16
 
 
  Thank you so much for all the help, Martin and Toni were great at keeping up with current mortgage offers and found the best rate for us at the time.
A Professional & knowledgeable service I’m more than glad I used as I am a first time buyer.
  
 
       
   Redtrev 7 
 2023-11-16
 
 
  Nothing but good things to say about Acquire Mortgages, and in particular Martin Turner and Toni Franklin. Martin is an advisor who actually listens, gives you the best advice/options available, but is flexible and will listen to any concerns that you might have, and will help you come to best option for your personal situation. Toni is very efficient and helpful on the admin side of things, a pleasure to deal with. It was certainly easier to deal with Acquire than my solicitors.
  
 
       
   Wioleta Maciolek 
 2023-10-27
 
 
  Acquire Mortgages was recommended  to me by a friend. Martin and his team went above and beyond in helping us secure our loan and getting our dream home. As a first time buyer I would strongly recommend Martin and his team to anyone looking to buy a house.
  
 
       
   Laura Dee 
 2023-10-05
 
 
  Martin and the team were amazing from start to finish. I am a first time buyer and they were great in explaining everything in detail, always made time to have a call and found me the best and most suitable rate. Thank you Martin and team for your time and help through the whole process, much appreciated
  
 
       
   Dorel Sabou 
 2023-09-19
 
 
  As first time buyers we had very little understanding of how to go about applying for a mortgage. Martin Turner and his team (Aquire Mortgages) was so helpful in cutting through all of the formalities. And also helping us to decide which mortgage would be best for us.

As the process of finding the right house was very stressful, the process of choosing and applying for the mortgage and life cover has been so straight forward. All in all, thanks to Martin and his team the whole process it was all smooth!

Thank you for guiding us through this so professionally and with real understanding.
  
 
       
   Ian Wright 
 2023-09-05
 
 
  I was recommended Acquire Mortgages from a close friend as I need to remortgage in a few months time. I contacted Martin and had an initial discussion around my circumstances. I was impressed, as Martin listened closely and kept an open mind to all possibilities what with the interest rates very high currently. We moved quickly and during the process, Martin found a better rate with similar terms without me asking. I also worked with Toni for documentation and the lower level stuff. I now have a mortgage offer and if rates move we can open discussions on another deal. Very happy with the speed, communication and listening closely to what my requirements are. Thank you team.
  
 
       
   ben butcher 
 2023-08-20
 
 
  Great communication from start to finish. Martin and the team at acquire went beyond theirselves to give me all the information I required. Being a first time buyer I had a lot of questions I needed answering and they were always willing to help. An added bonus is that they keep you on record and contact you 6 months before your mortgage renewal is due

Why choose us?

We remove the industry jargon and work in complete transparency, keeping you fully informed and updated throughout every stage of your mortgage application.

Transparent advice

Our advisors provide transparent, impartial advice, ensuring you understand every step of the mortgage process and what it means to you

Access to thousands of products

Our comprehensive access and ability to search thousands of mortgage products means that we are able to find the perfect mortgage for every client, tailored to each individual’s unique needs and preferences.

Regulated by the FCA

Acquire Mortgages is regulated by the Financial Conduct Authority (FCA) and so we adhere to the highest standards of professionalism and integrity.

100s of happy clients

With a proven track record of satisfied clients, we take pride in our ability to deliver exceptional service and positive outcomes. Read some of our positive reviews from happy clients above.

How does the mortgage process work?

We will find the best mortgage quotes for your circumstances and budget, whether you’re a first time buyer, looking to move to a bigger home or you’re interested in a buy-to-let mortgage.

Get a quote

Fill in our simple enquiry form to get in touch with a member of the Acquire Mortgages team and we’ll contact you straight away.

Product search

After an initial consultation, we will start our search for the perfect mortgage product for you.

Agreement in principle

We'll then arrange a mortgage agreement in principle for which you'll need to provide documents. We’ll let you know what we need, and when.

Application

Once your documents have been provided, we'll start preparing your mortgage application.

FAQs

What is the mortgage process?

When you contact us for mortgage advice, we’ll have an initial conversation to see what help you need. If we can assist, we’ll book an appointment and begin searching for the perfect mortgage product for your individual needs.

We’ll also arrange a mortgage agreement in principle for you. This is an important document you will need when purchasing any home.

Once you’ve provided documents to support your agreement in principle, we can start preparing your mortgage application.

Once your application is complete and approved by the lender, we will continue following up on your behalf until a decision is made.

How long does a mortgage application take?

Once we submit the application, the average time from application to offer is typically between two to six weeks. It’s important to note that each case is unique and circumstances may vary.

Can I get a mortgage with bad or adverse credit?

Even with bad or adverse credit, it is still possible to acquire a mortgage. Some lenders will allow for bad credit, some lenders will ask for further evidence, but whatever the result, we help, due to the vast amount of lenders we have access to.

What is a decision in principle?

A decision in principle is an indication from your mortgage lender of how much they may be willing to lend you for your mortgage.

You should obtain a decision in principle before placing an offer to a vendor.

What is my affordability?

What you can borrow will depend on your annual income. You can use our calculator for an estimated amount, or get in contact for a more precise figure.

Contact us

We pride ourselves on the help and invaluable support we give to each and every one of our clients.

We are your trusted mortgage partner, dedicated to helping you avoid the common mistakes and pitfalls, and to help you achieve the end goal of owning your first home. Let’s get you moved in.