Mortgage Advisers in Essex
Here at Acquire Mortgages, we focus on you and your needs and are experts in the mortgage and insurance market having helped hundreds of clients throughout Essex.
Taking the stress out of finding a mortgage
We have helped thousands of clients with mortgage advice and have access to thousands of products in the market to help you find the best solution for you.
We are regulated by the FCA (the Financial Conduct Authority) so you will have peace of mind that we are held to a high standard of conduct and will provide transparent mortgage advice.
Why choose us?
We remove the industry jargon and act in a way to offer complete transparency, keeping you fully informed every step of your mortgage application so you know exactly what is going on.
Transparent advice
Our advisors will guide you through the mortgage process, explaining each step clearly and ensuring you have all the information you need to make informed decisions.
Access to 1000s of products
With access to a vast network of lenders and mortgage products, we offer a comprehensive selection of mortgage options to suit every need and budget.
Regulated by the FCA
Acquire Mortgages is regulated by the Financial Conduct Authority (FCA), providing you with peace of mind that we operate with integrity and professionalism.
100s of happy clients
Our team of experienced mortgage advisors is here to provide you with expert advice tailored to your unique circumstances.
Making mortgage advice simple and transparent
A good mortgage adviser will spend the time to get to know you and your circumstances so you have a good understanding of what you can afford, and what you can expect to pay back every month.
Looking for a good mortgage that benefits you can take a lot of time and stress. A mortgage adviser can save you a lot of time by handling the research, paperwork and negotiations with lenders which will reduce your stress.
Frequently Asked Questions
What is the mortgage process?
When you contact us for mortgage advice, we’ll have an initial conversation to see what help you need. If we can assist, we’ll book an appointment and begin searching for the perfect mortgage product for your needs.
We’ll also arrange a mortgage agreement in principle for you. This is an important document you will need when purchasing any home.
Once you’ve provided documents to support your agreement in principle, we can start preparing your mortgage application!
Once your application is complete and approved by the lender, we will continue chasing it until a decision is made.
How long does a mortgage application take?
Once we submit the application, the average time it takes from application to offer, is around 2 to 6 weeks. It’s important to note that each circumstance is different.
Can I get a mortgage with bad credit?
Even with bad credit, it is still possible to acquire a mortgage for yourself. Some lenders will allow for bad credit, some lenders will ask for further evidence, but whatever the result. We can help due to the vast amount of lenders we have access too.
What is a decision in principle?
A Decision in Principle is an indication from your mortgage lender of how much they may be willing to lend you for your mortgage.
You should be getting a decision in principle before placing an offer to a home seller.
What is my affordability?
Most providers are willing to lend up to 4 – 4.5x your annual income. To get a more accurate figure, then speak to us to begin the process and get an exact figure.
Contact us
Please don’t hesitate to speak with us. No matter the question, we are happy to help!