Affordability Calculator
Our affordability calculator is a powerful tool designed to help you see what mortgage you can afford (incomes should be entered before tax).
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.
Frequently Asked Questions
What affects my affordability?
Most providers are willing to lend up to 4 – 4.5x your annual income. To get a more accurate figure, then speak to us to begin the process and get an exact figure.
This assumes that you don’t have any existing debts and a clear credit rating.
What is the mortgage application process?
Once we submit the application, the average time it takes from application to offer, is around 2 to 6 weeks. It’s important to note that each circumstance is different.
How can I get in touch?
When you contact us for mortgage advice, we’ll have an initial conversation to see what help you need. If we can assist, we’ll book an appointment and begin searching for the perfect mortgage product for your needs.
We’ll also arrange a mortgage agreement in principle for you. This is an important document you will need when purchasing any home.
Once you’ve provided documents to support your agreement in principle, we can start preparing your mortgage application!
Once your application is complete and approved by the lender, we will continue chasing it until a decision is made.
Get in touch
If you are looking for expert mortgage advice from trusted advisors, you have come to the right place!
